Long-Term Care
Long-Term Care Insurance is an essential, and often over-looked aspect of a solid financial plan for upper-middle class and wealthy families. With medical costs rising, it’s imperative to prepare for a potential long-term care expense well before you think you’ll need it. Luckily, we offer many different options for our clients, including hybrid Life insurance polices.
Hybrid life insurance insurance policies are essentially permanent life policies with a Long-Term Care rider attached to it. This strategy allows you to prepare for a long-term care expense if you need it, but also offers a death benefit to your family if you never use it. This is the ideal way to insure for future long-term care needs due to the structure of traditional Long-Term Care policy designs.
Every family’s needs are different, but regardless of your circumstances, we’re happy to guide you through the process of finding a plan that fits both your needs and budget.
